Whether you are looking to buy your first home, refinance to build an addition, or get a second mortgage, you can trust the expertise, experience and creative approach that Shelby brings to each of her clients!
First Time Homebuyers
Buying your first home is exciting, but it can also be scary and confusing. Shelby will help you from start to finish with transparency, integrity and compassion, ensuring you get the right mortgage product for your first home.
Purchasing a home is a big decision for you and your finances. You’ll need to consider your options carefully, ensuring your homeownership and financial security last long into the future. Shelby will help you through the process and will help you get the financing needed to purchase a home.
Mortgage renewals are a great time to re-evaluate your current mortgage needs and financial goals, like paying down your principal and/or lowering your monthly mortgage payment. Shelby will guide you to the features, terms and products that work best for you.
Whether you are looking to access the equity in your home for a renovation, large purchase or to lower your monthly mortgage payments, Shelby can advise on refinancing strategies that will help you achieve your financial goals.
Are you self-employed or own a business? As a business owner herself, Shelby understands the challenges and concerns you may have and is dedicated to original thinking and creative solutions when seeking lending for her clients.
Are you looking to borrow against the equity in your home to consolidate debt, finance home improvements or to buy an investment property? A second mortgage might be the solution. Shelby can help you through the second mortgage process (and different products) without refinancing your current mortgage.
Owning a vacreation home, cottage property is a dream for many of us Canadians. Having a second property is a great way to get away from the hustle of the work week and relax with the family. Shelby can help you navigate the mortgage options for a second home.
Real Estate Investing
Whether you are buying a home to flip, rent or are looking to have a long-term investment portfolio, real estate is a great investment opportunity. Shelby and The Windrose Group can guide and direct you toward the right mortgage for investment properties, as well as long-term wealth strategies.
How much can I afford?
Looking for a general idea of how much you can afford? Try our Mortgage Calculator for a rough estimate.
If you are looking for specific details on how much you can afford, reach out to Shelby!