Buying a Home
You can count on Shelby to listen to your home buying needs and she will support your financial goals with advice and recommendations that are based on her experience and deep knowledge of the mortgage industry.
Most bankers or mortgage agents will take the easy route – they will recommend a mortgage based on what they are comfortable selling based on what they believe your needs to be.
But like everything else in life, one size doesn’t fit all – so why should you accept a cookie-cutter solution because it’s easy for your banker. Purchasing a home is the biggest financial decision you’ll probably ever make, as it’s a very big commitment. Shelby Dawson understands this is wants to help you.
Shelby will simplify the process, explain your options and recommend financing solutions to get your mortgage approved at the lowest rate and most flexible terms to help you meet your goals.
You can count on Shelby to provide helpful advice on how much you can afford, options for your down payment, closing costs, as well as guidance on the paperwork associated with buying a home.
Resources for Buying a Home
Home Buyers Plan (HBP)
The Home Buyers’ Plan (HBP) is a program that allows you to withdraw funds from your Registered Retirement Savings Plans (RRSPs) to buy or build a qualifying home for yourself or for a related person with a disability.
On this site you will learn:
- How to participate in the HBP
- RRSP withdrawal conditions
- Forms and additional information
First Time Home Buyer Incentive
As part of the government’s National Housing Strategy, The First-Time Home Buyer Incentive helps people across Canada purchase their first home.
Here you will learn about:
- What the incentive is
- Who is eligible for the incentive
- How to apply for the incentive